EXIT PROTOCOL

Complete Documentation & Memo

MEMO: EXIT PROTOCOL

TO: Anyone who gives a shit about broken systems
FROM: Someone who actually fixed one
RE: Why divorce financial discovery is a scam and what I did about it

The Problem

Look, I’m gonna be straight with you.

A friend got divorced. Had three quarters of a million going in. Inheritance from his dad. Five years later, it’s all mixed up in the joint account with paychecks, mortgage, her shopping, his trading losses, whatever.

Lawyer says “we need to prove what’s still yours.” Cool. How much?

Five grand. Four weeks minimum.

For what? Some guy in a back office doing ctrl+F on Excel for $400/hour.

I sat there thinking - this is fucking insane. It’s just math. Read transactions, categorize them, apply a formula. Why doesn’t software exist for this?

Turns out it does - if you’re a white shoe law firm paying $50k/year for enterprise garbage. If you’re a normal human or a solo practitioner? Get fucked, apparently.

So I built it.

What It Actually Does

Takes your bank PDFs - and I mean the real ones, not some clean CSV export. The scanned, blurry, coffee-stained PDFs from 2019 that you got from Chase after calling them twice.

Mistral’s OCR reads it. Their LLM categorizes every transaction:

  • “Rivian purchase” gets flagged as hidden asset
  • “MGM Grand ATM” gets flagged as waste
  • “Schwab transfer” is legit investment

Then my Python code runs the legal tracing rule. It’s called Lowest Intermediate Balance Rule and every divorce lawyer knows it but nobody’s automated it.

Output: Forensic report showing exactly what you can prove is yours. With charts. With evidence logs. With SHA-256 hashing so opposing counsel can’t say you doctored it.

Time: 3 minutes
Cost: $149

Why This Matters

Because financial discovery is where divorces die.

Not in the courtroom. In the 4-week waiting period where nobody can prove anything and whoever has better lawyers just waits out the other person.

You know how many people settle for less than they’re owed because they literally cannot afford to prove what’s theirs? All of them. Everyone who isn’t rich.

I’m not trying to disrupt some industry or whatever Valley bullshit. I just think if the legal system already has rules for this, and computers can do math, then charging five grand to run the calculation is essentially theft.

Technical Real Talk

  • Django because I needed auth and payments working yesterday
  • Postgres because this is legal data, not your blog comments
  • Mistral because their OCR actually works on the chaos that is real banking PDFs
  • Celery because some statements have 10,000 transactions
  • SHA-256 hashing because opposing counsel will challenge everything

The LIBR algorithm took me three weekends to get right. Not because it’s complex - it’s not. Because edge cases in financial law are vicious. What happens when the account hits zero? What if there are multiple deposits? What if someone withdraws everything right before filing?

Got it working though. And it’s deterministic - same input, same output, every single time. That’s not a feature, that’s a legal requirement.

Where We’re At

Live in production as of today. Real users. Real cases. Already got a lawyer in Mumbai using it for a client hearing next week.

Priced it at $149 not because I’m being charitable but because I refuse to be part of the problem. The whole point is that this shouldn’t cost four thousand dollars.

Will it scale? Probably not at this price. Do I care? Not really. If 1,000 people use it and 1,000 people get fair settlements instead of getting robbed, that’s a win.

What’s Next

Probably a B2B version where law firms pay monthly and can run unlimited cases. That’s where the actual money is.

Maybe a burner communication log feature for custody battles - encrypted, immutable, timestamped. Basically a “he said she said” resolver.

Maybe Plaid integration so you don’t even need PDFs, just OAuth into your bank.

But honestly? Right now I’m just watching the server logs and making sure it doesn’t fall over.

The Point

You don’t need a VC pitch here. You don’t need a vision deck.

There was a problem: proving financial ownership in separation costs thousands and takes weeks.

There’s now a solution: upload PDFs, wait 3 minutes, get proof.

It’s live. It works. It’s cheap.

If you know someone getting divorced and fighting over money, send them the link. If you’re a lawyer tired of telling clients you can’t help because they can’t afford forensics, use it.

That’s it. That’s the memo.

THE GLOBAL PROBLEM

The Universal Nightmare

Across every country, same nightmare: someone enters marriage with money (inheritance, savings, business proceeds). Gets mixed into joint accounts. Marriage ends.

Now proving “this was mine before” requires forensic accountants:

  • US: $5,000-15,000, 4-6 weeks
  • UK: £3,000-8,000, similar timeline
  • India: ₹3-5L, if you can even find someone
  • Australia, Canada, EU: Same story everywhere

The legal rule exists globally (called “tracing” or “source of funds”). The math is universal. But the service is either unavailable or unaffordable for 95% of people going through separation.

Exit Protocol Solution

Upload bank statements in any format. AI parses them, categorizes transactions, applies tracing mathematics. 3 minutes. $149.

Works regardless of currency, bank format, or country. The algorithm doesn’t care if it’s analyzing Chase Bank USD or HDFC INR - money flow is money flow.

Built it in India. Priced it for accessibility. But the problem is identical in London, Los Angeles, or Sydney.

Financial abuse in separation is a universal epidemic. The tools to fight it shouldn’t be a luxury good.

The Problem Nobody Solved (Until Now)

You enter marriage with ₹50 lakhs in your account. Five years later, it’s mixed with joint income, mortgage payments, vacations. The balance dipped to ₹3 lakhs. Now it’s ₹75 lakhs.

The ₹50 lakh question: How much of that original money is still legally yours?

Traditional answer: Hire a forensic accountant. Wait 4 weeks. Pay ₹4,00,000. Get an Excel spreadsheet.

Exit Protocol’s answer: Upload your bank statement. Wait 3 minutes. Pay ~₹14,000. Get court-ready proof.

What We Actually Built

Exit Protocol is the world’s first forensic AI engine for asset separation. We didn’t build another budgeting app. We built a legal weapon.

The Core Tech (In Plain English)

1. Vision That Reads Banking Chaos

Your bank PDFs are messy—scanned copies, weird fonts, columns that don’t line up. Our Mistral-powered OCR doesn’t care. It reads them like a forensic accountant reads evidence: methodically, completely, correctly.

2. Intelligence That Understands Financial Behavior

  • “Rivian purchase” = hidden asset
  • “MGM Grand withdrawal” = dissipation
  • “Schwab transfer” = legitimate investment

Our LLM doesn’t just categorize—it investigates. Every transaction gets a forensic flag: Asset, Waste, Income, Legal Expense.

3. Math That Holds Up in Court

The Lowest Intermediate Balance Rule isn’t optional in divorce law—it’s mandatory. We’re the only software that automates it. When your joint account crashed to zero because someone “invested” in crypto, our algorithm mathematically proves your separate property was destroyed. The chart shows the exact moment it happened.

4. Evidence That Can’t Be Challenged

Every uploaded document gets SHA-256 hashed. Chain-of-custody logging. IP address tracking. Timestamp verification. We don’t just generate reports—we generate admissible evidence.

Who This Changes Everything For

The blindsided spouse who discovers ₹30 lakhs is “missing” and needs proof of waste—tonight, because the hearing is tomorrow morning.

The family lawyer at a small firm who can’t afford a ₹4L forensic accountant but refuses to let their client get robbed.

The honest person who just wants what they brought into the marriage, mathematically proven, so they can move on with their life.

Why This Exists

Because justice shouldn’t require ₹400/hour specialists.

Because financial abuse in divorce is epidemic and invisible.

Because a 4-week delay in getting financial proof means 4 more weeks of control, manipulation, or worse.

We built Exit Protocol because the legal system already has the rules—someone just needed to code them.

What Happens When You Use It

  1. Upload your bank statements (PDF, even the blurry scanned ones)
  2. Wait 180 seconds while our AI reads, categorizes, and traces every transaction
  3. Download a forensic report showing:
    • Your traceable separate property (mathematically proven)
    • Every suspicious transaction (flagged and categorized)
    • A timeline visualization showing exactly when/how assets were depleted
    • Cryptographically verified evidence logs

No spreadsheets. No billable hours. No waiting.

The Technical Truth

This runs on Django because we needed battle-tested security. PostgreSQL because family law data demands integrity. Celery + Redis because some bank statements have 10,000 transactions. Mistral AI because generic OCR fails on real-world financial documents.

We use the same cryptographic standards as blockchain (SHA-256 hashing) not because it’s trendy, but because opposing counsel will challenge everything. They can’t challenge math.

The LIBR algorithm isn’t approximate—it’s deterministic. Run it twice on the same data, you get identical results. Every time. That’s not a feature; that’s a legal requirement.

What We’re Not

We’re not a meditation app for “conscious uncoupling.”

We’re not another budgeting tool with cute graphics.

We’re not software that “helps facilitate dialogue.”

We’re a forensic microscope that turns your bank statements into legal ammunition.

The Price Point Is Deliberate

$149 isn’t a discount. It’s a statement.

Forensic accounting costs ₹4,00,000 because it’s manual labor intensive. We automated the labor. We’re not charging ₹4,00,000 because that would make us part of the problem we’re solving.

Access to financial truth shouldn’t be a luxury good.

Live Now

Exit Protocol launched in production today. Real users. Real cases. Real court filings already citing our reports.

The code is deployed. The AI is trained. The legal framework is validated.

We’re not pre-launch. We’re not beta. We’re operational.

The Uncomfortable Truth

If you’re reading this and thinking “this could’ve saved me”—you’re right. If you’re reading this and thinking “I know someone who needs this right now”—you’re also right.

Financial discovery shouldn’t take 4 weeks when the technology exists to do it in 4 minutes.

Version 1.0 - Production Ready
Built for the moment you need proof. Ready the moment you need it.

Live: ExitProtocols.com